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Why Travel Insurance is essential in your cruise trip planning?

Why Travel Insurance is essential in your cruise trip planning?

Why Travel Insurance is essential in your cruise trip planning?

Missing baggage, a hurricane, or getting sick; a well-planned cruise vacation can be ruined by anything. Even though we are well-prepared for the possible problems, we may encounter some unexpected incidents. In such cases travel insurance comes handy. It has lots of benefits in case of any emergency during your tour. So let us see, why travel insurance is necessary for your cruise trip.

1. Medical emergency

The divine voyage of a cruise makes us forget everything. However, it entirely possible that one may fall sick. One can suffer from flu, or chest pain, or a stroke or someone might get an ankle broken; anything is possible. Of course, you will get the medical assistance on board, but the bills will read significant sums. In some severe conditions, the patients are being airlifted, and expense of such evacuation goes beyond $100,000.

Here, cruise insurance plays a massive role. It will give you at least $25000 emergency medical and dental coverage. Also, it provides $500,000 emergency medical transportation coverage.

2. What if you miss the boat..?

While we hope it won’t come to that but time does not wait for anyone. Missing the cruise and the bags can be a huge problem unless you have the travel insurance. If your trip is delayed by more than six hours the coverage can refund for the meal, hotel stay, and the lost prepaid expenses.

3. Protect your investment lest last-minute cancellation

You might have to cancel the trip to some unavoidable reason, and you call the cruise lines and ask for cancellation. If you are hoping to get a refund then, we suggest you give up on that. Cruises don’t give a refund unless you have cancelled the trip due to reasons they mentioned in the form. It could be sickness, injury, the death of yourself or companion or immediate family member. If you cancel due to some other reasons, the cruise line will offer you a credit worth 75% of the trip cost. So, don’t lose money and instead buy insurance that will allow you to cancel the trip for a wide range of reasons.

4. Your baggage is lost

While traveling, you might lose your luggage or it gets delayed due to some reasons. However, if you already have travel insurance, the lost items from the bags and other stuff will be reimbursed. You can get reimbursement for new suitcase so you can take your stuff back home.

Buying travel insurance should be on your check-list. These days there are plenty of options to buy travel insurance online. Several reputed companies offer online travel insurance with comprehensive packages. So before you pack your bags and shoot for the cruise trip don’t forget to buy travel insurance.